Looking for a mortgage document checklist?

Mortgage Document Checklist – print out

When buying a new home or refinancing your existing mortgage, some documentation is needed to support your mortgage request. By providing us with the documents that we have indicated on this list, we can finalize your mortgage more efficiently.

Buying a home? Information that describes the property you are buying:
__ Purchase and sale agreement
__ MLS listing with photo
__ Name, address, telephone number of your solicitor/notary

Confirmation of your down payment:

__ Savings or investments statement from within the last 90 days
__ Sale of an existing property — a copy of the sale agreement
__ Gift letter
__ Withdrawal from RRSP through

Home Buyer’s Plan
Employment verification:
__ Copy of latest pay slip
__ T4
__ Letter of employment
__ T1 General and Notice of Assessment
__ (NOA) if self-employed

Do you currently own your home? Information that describes your existing property:
__ Recent mortgage statement
__ Current homeowner insurance policy
__ Most recent property tax bill/statement
__ Legal description of your property (you can find this on your original purchase agreement or your property tax statement)

Other information we may require
As part of your application process, we will ask you questions relating to what you owe and own, what some of the projected expenses relating to the property are, such as taxes, heating costs and condo fees, and whether you will be using the property to generate income.
__ Void cheque
__ INFORMATION PROVIDED BY
____________________________

JulieEmery
Residential Mortgage Specialist
Royal Bank of Canada
75 Mississaga Street West
Orillia, ON L3V 3A7
Tel: 705-323-9910
Pager: 1-800-263-1420
Fax: 705-323-9221
julie.emery@rbc.com
_______________________________
 
This sheet is for information purposes only and does not signify formal approval.
® Registered trademark of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of
Royal Bank of Canada.
All personal lending products and residential mortgages are provided by Royal Bank of Canada and are subject to
its standard lending criteria.
 

if you are looking for more information on how much you may qualify for a mortgage  do not hestiate to email me directly  at  tcoulson@remaxorilia.com

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